Special Needs Planning
 

	Overall Family Goals
Emotional Support & Resources		Wills, Guardianship & Trust Planning
	Government & Medical Benefits

Preparing for the day you might not be around to care for your family
is a concern all parents face. It is one of the most heartfelt and
emotional planning considerations we undertake in working with our
clients. As a parent or guardian of a child with special needs, your 
financial and estate planning needs become not only emotional,
but more complex. Properly addressing even a small detail can make
a substantial difference to you, your loved ones and your overall financial
security. The financial and estate planning process for special needs
dependents should consider:

• Your overall family's goals and objectives.
• Your family's present situation with regards to family support,
  financial resources, legal documents (wills, trusts and guardianship),
  investments, insurance and other emotional needs.
• Securing and protecting personal, governmental and public financial
  resources.
• Providing for adequate lifetime care or assistance.

As a focus of my practice, we seek to understand the unique goals you
have for your family, and your loved ones, and will work together with you
to build a strategy that helps protect the care of your special needs dependent,
as well as the overall financial goals and dreams for all of your loved ones.


The financial analysis and recommendations are not intended to replace the need for independent tax, accounting or legal review. Neither John Hancock, Signator Investors, Inc. nor any of its agents, employees or registered representatives are in the business of offering such advice. Individuals are advised to seek the counsel of such licensed professionals.