Rich Harwood, CLU

Financial Planner

23 Years Professional Experience



 

Rich Harwood brings over twenty years of experience developing
personalized strategies for his clients, with a focus on the development
of estate, financial, and retirement planning strategies for individuals,
families and small businesses. Rich additionally has a specialized
practice in the field of Special Needs Planning. This planning is unique
and requires expertise outside the general planning process. Through
his advocacy, Rich helps provide for the financial security of the special
needs family, both now and in the future. 
 

Rich believes financial strategies serve as a medium to help you
realize your objectives. Strategies should be selected only after
you have conducted an investigation of your goals and an analysis
of how you can best achieve them.


Rich graduated from Bridgewater State College in 1980 with a major in
Health and Physical Education and a minor in Adaptive Physical Education. 
 

Maintaining and improving your standard of living, maximizing wealth,
preparing for monetary independence in retirement; as well as estate protection
and preservation - these are the goals of Rich Harwood and Centinel Financial
Group, LLC.