Centinel Financial Group, LLC

Welcome to the office of Rich Harwood, CLU, LUTCF.
As a financial professional and active member of the local community, it is my mission to help individuals, families and small businesses build their financial futures. My practice provides a range of financial planning, investment and insurance solutions with an additional specialty in helping parents of special needs children protect their child's future. Both myself, and my firm, Centinel Financial Group, LLC, strive to stay on the cutting edge of changes in today's marketplace, so that your financial plan can stay current with legislative, insurance and investment developments. We encourage you to explore these opportunities further, and to browse through the pages of our website to learn more about my practice and my firm.  


Professional Designations:

  • Chartered Life Underwriter (CLU)
  • Life Underwriter Training Council Fellow (LUTCF) 

Professional Credits & Community Involvement:

  • Recipient of the MDRT National Quality Award
  • Board Member & Director for The ARC of North Bristol County, Attleboro
  • Board Member for The ARC of Massachusetts, Waltham
  • Board Member for the Kennedy Donovan Center, Foxboro
  • 2007 Person of the Year from the Attleboro Area Chamber of Commerce
  • ARC of Massachusetts 1998 Massachusetts Distinguished Citizens' Award
  • Paul Harris Fellow Recognition Award
     

Thank you for visiting our website.


 
Learning Center
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Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Disability Income Insurance

How much Disability Income Insurance do you need?

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Newsletters

HOT TOPIC: Sum of All Fears: Are Risk Aversion and Greed All in the Mind?

Do you change your investment strategy as the markets go up and down, or do you stay the course? As difficult as it may be, staying the course is usually the more advisable approach — but research shows that you may need to defy your brain to do it.

HOT TOPIC: What's Ahead for 2010?

Economists expect the economy to grow by a respectable 3% in 2010, but they don't hold out much hope for the employment situation. What else can investors and consumers expect from the coming year?

Retirement with All the Fixins'

One of the most appealing aspects of a traditional pension is a guaranteed lifetime income. Fortunately, you can begin building your own guaranteed lifetime income with a fixed annuity.

Retirement Countdown in a Down Market

The process leading up to retirement should begin years beforehand to help protect portfolio assets in the event that the markets are affected by unfavorable economic conditions.

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Market Watch

September 03, 2010 @ 08:02 PM

Dow Jones Industrials 10,447.93+ 127.83
Nasdaq Composite 2,233.75+ 33.74
S&P 500 1,104.51+ 14.41
Russell 2000 643.36+ 11.10
NYSE Composite 7,055.03+ 88.78
Wilshire 5000 11,524.85+ 153.00

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